Eyes on the Money Newsletter Helping ODs master their money, career, and practice one email at a time The Retirement Math That Makes a Practice Sale Work Most optometrists spend close to two decades building a practice and just months trying to plan the sale. The outcomes tend to reflect that imbalance. Owners walk away from what looked like a clean deal and find the retirement plan ends up short once taxes settle out. Or their practice simply wasn't sale ready. I've been thinking about the...
28 days ago • 4 min read
Eyes on the Money Newsletter Helping ODs master their money, career, and practice one email at a time What a Buyer Sees When They Look at Your Practice You've spent years building your practice. You know what it means to you - the patients, the impact, the team, the income it's provided, the life it's funded. At some point in your life, it's going to be time to step back from ownership and pass the baton to the next owner(s) - everyone exits their business at some point. When a buyer looks at...
about 1 month ago • 4 min read
Eyes on the Money Newsletter Helping ODs master their money, career, and practice one email at a time Stop Scrambling at Tax Time: A Simple System for Quarterly Tax Payments Tax day just passed. And for ODs and practice owners, there's a decent chance this week involved some combination of stress, surprise, or scrambling for cash. It doesn't have to be that way. The fix isn't complicated - it's having a system. How ODs Pay Taxes Through the Year The U.S. tax system is pay-as-you-go. You're...
about 2 months ago • 3 min read
Eyes on the Money Newsletter Helping ODs master their money, career, and practice one email at a time Two Tax Decisions That Could Save Your Thousands in Student Loan Payments Happy Monday! As we head toward the April tax filing deadline, I want to talk about something that doesn't get enough attention: your tax return is one of the most powerful tools you have for student loan planning. If you're using income-driven repayment plans toward forgiveness, income is the biggest lever you have to...
3 months ago • 4 min read
Eyes on the Money Newsletter Helping ODs master their money, career, and practice one email at a time Tax-Smart Investing: How Optometrists Can Maximize After-Tax Wealth Two optometrists invest nearly the same way. Same amount of stocks and bonds. Same risk level. Roughly the same pre-tax returns over their careers. Yet one ends up with more wealth to spend in retirement. What's the difference? In this case - taxes. The investments you own and the accounts you hold them in can have a massive...
4 months ago • 3 min read
Eyes on the Money Newsletter Helping ODs master their money, career, and practice one email at a time Your questions answered: Practice ownership, backdoor Roths, and student loans We just wrapped our first listener Q&A episode, and honestly? These are questions I hear all the time from ODs across the country. Seven questions covering everything from building wealth as a young practice owner to navigating the backdoor Roth IRA maze to making the call between paying down student loans or...
4 months ago • 1 min read
Eyes on the Money Newsletter Helping ODs master their money, career, and practice one email at a time How Filing Taxes Separately Can Save You Thousands on Student Loans Tax filing season is here, and if you're married with federal student loans and planning toward forgiveness, how you file taxes matters more than you might think. For IDR - Income Is the Biggest Lever When using income-driven repayment (IDR) plans toward forgiveness, your IDR payments are calculated based on income and family...
4 months ago • 3 min read
Eyes on the Money Newsletter Helping ODs master their money, career, and practice one email at a time Four Tax Planning Moves You Can Still Make for 2025 Taxes It's January. The new year confetti has been swept up. Your 2025 taxes? Those feel pretty locked in by now. Except they're not. Most tax planning does happen before December 31st. But "most" doesn't mean "all." There are still a handful of meaningful moves you can make between now and when you file 2025 taxes - and some of them have...
5 months ago • 5 min read
Eyes on the Money Newsletter Helping ODs master their money, career, and practice one email at a time Your 2026 Financial Planning Updates + Free Guide! Happy New Year! I hope you had a great holiday season. As we kick off 2026, there are some important financial changes you'll want to know about - especially if you own a practice, are working on paying down student loans, or are planning for retirement. Rather than overwhelm you with every single tax code update, I've pulled together the...
5 months ago • 4 min read